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49ers vs. Colts prediction: Why San Francisco is favored to win ‘MNF’ Week 16 [2025]

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Written by Dave Garofolo

Get San Francisco 49ers vs Indianapolis Colts predictions for NFL Monday.

San Francisco 49ers-Indianapolis Colts Predictions and Game Preview.
San Francisco 49ers vs. Indianapolis Colts NFL prediction for Monday, December 22, 2025.

The Indianapolis Colts will square off with the favored San Francisco 49ers in NFL Week 16 action at Lucas Oil Stadium on Monday, starting at 8:15 PM ET.

Based on the latest simulations, Dimers' proven NFL model projects the 49ers as the most likely winner of the 49ers vs. Colts game.

This article offers further insights into Monday's matchup, including projected touchdown scorers, best bets and player prop picks.

Niners vs. Colts prediction: Who will win ‘Monday Night Football’?

Since our 49ers-Colts predictions earlier in the week, we have simulated the outcome of Monday's NFL game between the 49ers and Colts 10,000 times as part of our NFL predictions coverage.

Our independent predictive model currently gives the 49ers a 64% chance of defeating the Colts in Week 16 of the NFL season. Our predicted final score has the 49ers winning 25-21.

According to our model, the Colts (+4.5) have a 54% chance of covering the spread, while the 46.5-point over/under has an equal 50-50 chance of hitting.

 

To see win probabilities for every matchup this week, check out our expert NFL Week 16 straight up picks.

49ers vs. Colts odds

We have researched the best NFL odds in America for this game, which are listed here:

Bet Type 49ers Colts
Spread -4.5 (-105) +4.5 (-112)
Moneyline -220 +185
Total o46.5 (-102) u46.5 (-110)

All odds are correct at the time of publication and are subject to change.

49ers vs. Colts picks and best bet

After matching our predictions against the best current odds, we can reveal our picks for each of the major markets. Plus, find our best bet for the game below:

Bet Type Pick Bet Now
Spread Colts +4.5 -112
Moneyline Colts +185
Total Over 46.5 -102

According to our NFL best bets, the top play to make on this game is Colts +4.5 at the spread.

 

49ers vs. Colts TD scorers

Who will score a touchdown in 49ers vs. Colts?

According to our list of touchdown scorer predictions for MNF, Jonathan Taylor is most likely to score an anytime TD in 49ers vs. Colts.

Our projections give Taylor a 65.9% chance of scoring a TD at Lucas Oil Stadium, while the running back is an 18.3% chance of scoring the first touchdown the game.

Anytime touchdown scorer predictions

San Francisco 49ers

Player Anytime TD Probability
Christian McCaffrey (RB) 63.0%
George Kittle (TE) 40.5%
Jauan Jennings (WR) 37.7%
Brian Robinson (RB) 19.1%
Brock Purdy (QB) 16.6%

Indianapolis Colts

Player Anytime TD Probability
Jonathan Taylor (RB) 65.9%
Tyler Warren (TE) 27.9%
Michael Pittman (WR) 22.3%
Josh Downs (WR) 22.1%
Alec Pierce (WR) 18.5%

First touchdown scorer predictions

San Francisco 49ers

Player First TD Probability
Christian McCaffrey (RB) 17.5%
George Kittle (TE) 9.2%
Jauan Jennings (WR) 8.3%
Brian Robinson (RB) 3.7%
Brock Purdy (QB) 3.2%

Indianapolis Colts

Player First TD Probability
Jonathan Taylor (RB) 18.3%
Tyler Warren (TE) 5.6%
Michael Pittman (WR) 4.3%
Josh Downs (WR) 4.3%
Alec Pierce (WR) 3.5%

49ers vs Colts player props

Discover our predictions for the players likely to lead in passing, rushing and receiving yards for both the 49ers and Colts. Head to our NFL player projections page now to access a full list of player prop projections for every offensive player in this matchup and all other Week 16 games.

Quarterbacks

Of the starting quarterbacks, the 49ers' Brock Purdy is projected for 249 passing yards. The Colts' Philip Rivers is expected to throw for just 182 yards.

Player Proj. Pass Yards
Brock Purdy (SF) 249
Philip Rivers (IND) 182

49ers rushing

Player Proj. Rush Yards
Christian McCaffrey 66
Brian Robinson 24
Brock Purdy 16

Colts rushing

Player Proj. Rush Yards
Jonathan Taylor 105
Ameer Abdullah 14
Tyler Goodson 4

49ers receiving

Player Proj. Rec. Yards
George Kittle 66
Jauan Jennings 60
Christian McCaffrey 42
Kendrick Bourne 31
Demarcus Robinson 24

Colts receiving

Player Proj. Rec. Yards
Tyler Warren 40
Michael Pittman 39
Josh Downs 33
Alec Pierce 27
Jonathan Taylor 22

Niners vs. Colts game-day updates and essential details

The NFL Week 16 game between the Colts and 49ers at Lucas Oil Stadium is scheduled to begin at 8:15 PM ET.

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Conclusion

We predict the 49ers, with a 64% win probability, will likely beat the Colts in Week 16 of the NFL season.

AI and automation have enhanced this article to quickly deliver accurate 49ers vs. Colts insights, with human oversight ensuring high editorial quality. Our predictions are sourced from up-to-date data to help you make informed decisions. For additional resources and advice on responsible gambling, please call 1-800-GAMBLER.

Note: Clicking links to our partners may earn us a referral fee. Learn about how we review products and services.

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Written by
Dave Garofolo
Content Producer

Dave Garofolo uses sophisticated AI-driven analytics to make predictions and evaluate player performances in the NBA, MLB, NFL, NHL, NCAAM, and PGA TOUR tournaments, crafting insightful game and prop previews.

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