Toledo vs. UMass prediction: Why Massachusetts is favored to win men's college basketball matchup [1/20/2026]

UMass will take on Toledo in men's college basketball action at William D. Mullins Center on Tuesday, starting at 6:00 PM ET.

Based on the latest simulation results, Dimers' proven college basketball model predicts Massachusetts as the most likely winner of the Toledo vs. UMass game.

This article offers an expanded analysis of Tuesday's matchup, including an expanded look at the predicted score, best bets and picks.

Toledo vs. UMass prediction: Who will win and cover?

Using trusted machine learning and data, we have simulated the result of Tuesday's NCAA basketball matchup between Toledo and UMass 10,000 times as part of our men's college basketball predictions coverage.

Our leading predictive model gives Massachusetts a 57% chance of beating Toledo. Our predicted final score has Massachusetts winning 80-78.

According to our model, Toledo (+2.5) has a 56% chance of covering the spread, while the over/under total of 164.5 points has a 54% chance of staying under.

Toledo vs. UMass odds

We have researched the best men's college basketball odds in America for this game, which are listed here:

All odds are correct at the time of publication and are subject to change.

Toledo vs. UMass picks and best bet

After matching our predictions against the best current odds, we can reveal our picks for each of the major markets. Plus, find our best bet for the game below: