Charlotte vs. USF prediction: South Florida favored to win men's college basketball matchup [3/14/2026]

USF will take on Charlotte in men's college basketball action at Legacy Arena at BJCC on Saturday, starting at 3:00 PM ET.

Based on the latest simulation results, Dimers' advanced college basketball model projects South Florida as the most likely winner of the Charlotte vs. USF game.

This article offers a closer look at Saturday's matchup, including an expanded look at the predicted score, best bets and picks.

Charlotte vs. USF prediction: Who will win and cover?

Using trusted machine learning and data analysis, we have simulated the result of Saturday's NCAA basketball matchup between Charlotte and USF 10,000 times as part of our men's college basketball predictions coverage.

Our famous predictive model currently gives South Florida a 91% chance of defeating Charlotte. Our predicted final score has South Florida winning 85-69.

According to our model, South Florida (-15.5) has a 52% chance of covering the spread, while the 153.5-point over/under has a 53% chance of going over.

Charlotte vs. USF odds

We have sourced the best men's college basketball odds in America for this game, which are listed here:

Bet Type	Charlotte	USF
Spread	+15.5 (-105)	-15.5 (-105)
Moneyline	+1060	-1800
Total	o153.5 (-105)	u153.5 (-105)

All odds are correct at the time of publication and are subject to change.

Charlotte vs. USF picks and best bet

After matching our probabilities against the best current odds, we can reveal our picks for each of the major markets. Plus, find our best bet for the game below:

Bet Type	Pick	Bet Now
Spread	South Florida -15.5	-105
Moneyline	Charlotte	+1060
Total	Over 153.5	-105

According to our men's college basketball best bets, the top play to make on this game is Over 153.5 total points.

These picks are based on our probabilities matched against the implied probabilities from the sportsbook odds.

Charlotte vs. USF game-day updates and essential details

Saturday's men's college basketball game between USF and Charlotte at Legacy Arena at BJCC is scheduled to begin at 3:00 PM ET.

• Who: Charlotte vs. South Florida
• Date: Saturday, March 14, 2026
• Time: 3:00 PM ET/12:00PM PT
• Venue: Legacy Arena at BJCC

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Conclusion

We predict South Florida, with a 91% win probability, will likely beat Charlotte on Saturday.

AI and automation have enhanced this article to quickly deliver accurate Charlotte vs. South Florida insights, with human oversight ensuring high editorial quality. Our predictions are drawn from up-to-date data to help you make informed decisions. For additional resources and advice on responsible gambling, please call 1-800-GAMBLER.

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