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UTSA vs. Charlotte prediction: Why UTSA is favored to win in college football Week 12, 2025
Get UTSA vs Charlotte predictions for college football Saturday.

Charlotte and UTSA will clash in Week 12 college football action at Jerry Richardson Stadium on Saturday, commencing at 12:00PM ET.
Based on updated simulations, Dimers' advanced college football model predicts UTSA as the most likely winner of the UTSA vs. Charlotte game.
This article offers an expanded analysis of Saturday's matchup, including an expanded look at the predicted score, best bets and picks.
UTSA vs. Charlotte prediction: Who will win and cover?
Using powerful machine learning and data, we have simulated the result of UTSA vs. Charlotte 10,000 times as part of our college football predictions coverage.
Our famous predictive model currently gives UTSA an 84% chance of beating Charlotte. Our predicted final score has UTSA winning 37-21.
According to our model, Charlotte (+17.5) has a 54% chance of covering the spread, while the over/under total of 56.5 points has an equal 50-50 chance of hitting.
UTSA vs. Charlotte odds
We have researched the best College Football odds in America for this game, which are listed here:
| Bet Type | UTSA | Charlotte |
|---|---|---|
| Spread | -17.5 (-102) | +17.5 (-120) |
| Moneyline | -750 | +590 |
| Total | o56.5 (-125) | u56.5 (-105) |
All odds are correct at the time of publication and are subject to change.
UTSA vs. Charlotte picks and best bet
After matching our predictions against the best available odds, we can reveal our picks for each of the major markets. Plus, find our best bet for the game below:
| Bet Type | Pick | Bet Now |
|---|---|---|
| Spread | Charlotte +17.5 | -120 |
| Moneyline | Charlotte | +590 |
| Total | Under 56.5 | -105 |
According to our college football best bets, the top play to make on this game is Charlotte to win.
UTSA vs. Charlotte game-day updates and essential details
Saturday's college football game between Charlotte and UTSA at Jerry Richardson Stadium is scheduled to begin at 12:00PM ET.
- Who: UTSA vs. Charlotte
- Date: Saturday, November 15, 2025
- Time: 12:00PM ET/9:00AM PT
- Venue: Jerry Richardson Stadium
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Conclusion
We predict UTSA, with an 84% win probability, will likely beat Charlotte on Saturday.
AI and automation have enhanced this article to quickly deliver accurate UTSA vs. Charlotte insights, with human oversight ensuring high editorial quality. Our predictions are based on the latest data to help you make informed decisions. For additional resources and advice on responsible gambling, please call 1-800-GAMBLER.
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