New Mexico vs. Minnesota prediction: Why Minnesota is favored to win Rate Bowl [2025]

Minnesota and New Mexico will clash in the 2025 Rate (formerly the Guaranteed Rate Bowl) at Chase Field on Friday, commencing at 4:30 PM ET.

Based on updated simulations, Dimers' proven college football model predicts Minnesota as the most likely winner of the New Mexico vs. Minnesota game.

This article offers a closer look at Friday's matchup, including an expanded look at the predicted score, best bets and picks.

Rate Bowl prediction: Who will win and cover?

Using powerful machine learning and data, we have simulated the result of the 2025 Rate Bowl 10,000 times as part of our college football predictions coverage.

Our independent predictive model gives Minnesota a 59% chance of beating New Mexico. Our predicted final score has Minnesota winning 23-20.

According to our model, Minnesota (-1.5) has a 52% chance of covering the spread, while the 43.5-point over/under has a 54% chance of staying under.

Rate Bowl odds

We have researched the best college football odds in America for this game, which are listed here:

All odds are correct at the time of publication and are subject to change.

New Mexico vs. Minnesota picks and best bet

After matching our predictions against the best available odds, we can reveal our picks for each of the major markets. Plus, find our best bet for the game below: