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Army vs. Navy prediction: Navy favored to win in college football Week 16 [2025]
Get Army vs Navy predictions for college football Saturday.

Navy and Army will lock horns in Week 16 college football action at M&T Bank Stadium on Saturday, beginning at 3:00PM ET.
Based on updated simulation results, Dimers' advanced college football model projects Navy as the most likely winner of the Army vs. Navy game.
This article offers a closer look at Saturday's matchup, including an expanded look at the predicted score, best bets and picks.
Army vs. Navy prediction: Who will win and cover?
Using trusted machine learning and data analysis, we have simulated the outcome of Army vs. Navy 10,000 times as part of our college football predictions coverage.
Our independent predictive model gives Navy a 69% chance of defeating Army. Our predicted final score has Navy winning 22-16.
According to our model, Army (+6.5) has a 53% chance of covering the spread, while the over/under total of 38.5 points has an equal 50-50 chance of hitting.
Army vs. Navy odds
We have sourced the best college football odds in America for this game, which are listed here:
| Bet Type | Army | Navy |
|---|---|---|
| Spread | +6.5 (-105) | -6.5 (-110) |
| Moneyline | +225 | -265 |
| Total | o38.5 (-110) | u38.5 (-108) |
All odds are correct at the time of publication and are subject to change.
Army vs. Navy picks and best bet
After matching our predictions against the best available odds, we can reveal our picks for each of the major markets. Plus, find our best bet for the game below:
| Bet Type | Pick | Bet Now |
|---|---|---|
| Spread | Army +6.5 | -105 |
| Moneyline | Army | +225 |
| Total | Under 38.5 | -108 |
According to our college football best bets, the top play to make on this game is Army +6.5 at the spread.
Army vs. Navy game-day updates and essential details
Saturday's college football game between Navy and Army at M&T Bank Stadium is scheduled to begin at 3:00PM ET.
- Who: Army vs. Navy
- Date: Saturday, December 13, 2025
- Time: 3:00PM ET/12:00PM PT
- Venue: M&T Bank Stadium
Conclusion
We predict Navy, with a 69% win probability, will likely beat Army on Saturday.
AI and automation have enhanced this article to quickly deliver accurate Army vs. Navy insights, with human oversight ensuring high editorial quality. Our predictions are drawn from the latest data to help you make informed decisions. For additional resources and advice on responsible gambling, please call 1-800-GAMBLER.
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