Indiana vs. Rutgers prediction: Why Indiana is favored to win in college football Week 5 [2026]

Using innovative machine learning and data, we have re-simulated the outcome of Indiana vs. Rutgers, forming part of our college football predictions coverage.

Our independent predictive model currently gives Indiana a 94.9% chance of defeating Rutgers. Our predicted final score has Indiana winning 40-16. According to our model, Rutgers (+24.5) has a 52.4% chance of covering the spread, while the over/under total of 56.5 points has a 51.2% chance of going over.

Latest betting odds

We have researched the best college football odds in America for this game, which are listed here:

• Spread: Indiana -24.5 (-105) / Rutgers +24.5 (-112)
• Moneyline: Indiana -2400, Rutgers +1300
• Total: Over/Under 56.5 (-109/-110)

All odds are correct at the time of publication and are subject to change.

Model picks and best bet

After matching our predictions against the best available odds, we can reveal our picks for each of the major markets in this matchup. Plus, find our best bet for the game below:

• Spread: Rutgers +24.5 @ -112 via BetRivers
• Moneyline: Indiana @ -2400 via bet365
• Total: Over 56.5 @ -109 via BetRivers

According to our college football best bets, the top play to make on this game is Rutgers +24.5 at the spread.

These picks are based on our probabilities matched against the implied probabilities from the current available odds.

Game info & kickoff details

Saturday's college football action between Rutgers and Indiana at SHI Stadium is scheduled to start at 8:00 PM ET.

• Who: Indiana vs. Rutgers
• Date: Saturday, October 3, 2026
• Time: 8:00 PM ET/5:00PM PT
• Venue: SHI Stadium

College football Week 5 promos

Make the most of Dimers' Indiana vs. Rutgers predictions by exploring the Underdog Fantasy offer below:

Conclusion

We predict Indiana, with a 94.9% win probability, will likely beat Rutgers in Saturday's college football matchup.

Additional tools and information for betting safely can be found in our Responsible Gambling hub.

This article's predictions and probabilities are generated by Dimers' proprietary College Football prediction model. Our editorial team reviews the resulting content for accuracy and presentation before publication.