Northern Arizona vs. Montana State prediction: Why Montana State is favored to win in college football Week 4 [2026]

Using innovative machine learning and data, we have re-simulated the result of Northern Arizona vs. Montana State, forming part of our college football predictions coverage.

Our independent predictive model currently gives Montana State a 94.9% chance of beating Northern Arizona. Our predicted final score has Montana State winning 39-17. According to our model, Montana State (-20.5) has a 54.2% chance of covering the spread, while the 57.5-point over/under has a 51.1% chance of staying under.

Latest betting odds

We have sourced the best college football odds in America for this game, which are listed here:

• Spread: Northern Arizona +20.5 (-108) / Montana State -20.5 (-115)
• Moneyline: Northern Arizona +850, Montana State -1640
• Total: Over/Under 57.5 (-111/-111)

All odds are correct at the time of publication and are subject to change.

Model picks and best bet

After matching our predictions against the best available odds, we can reveal our picks for each of the major markets in this matchup. Plus, find our best bet for the game below:

• Spread: Montana State -20.5 @ -115 via bet365
• Moneyline: Montana State @ -1640 via DraftKings
• Total: Under 57.5 @ -111 via DraftKings

According to our best college football bets, the top play to make on this game is Montana State -20.5 at the spread.

These picks are based on our probabilities matched against the implied probabilities from the current available odds.

Game info & kickoff details

Saturday's college football matchup between Montana State and Northern Arizona at Bobcat Stadium is scheduled to begin at 10:30 PM ET.

• Who: Northern Arizona vs. Montana State
• Date: Saturday, September 26, 2026
• Time: 10:30 PM ET/7:30PM PT
• Venue: Bobcat Stadium

College football Week 4 promos

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Conclusion

We predict Montana State, with a 94.9% win probability, will likely beat Northern Arizona in Saturday's college football matchup.

Additional tools and information for betting safely can be found in our Responsible Gambling hub.

This article's predictions and probabilities are generated by Dimers' proprietary College Football prediction model. Our editorial team reviews the resulting content for accuracy and presentation before publication.