Citadel vs. North Florida prediction, odds, pick for Nov. 14, 2026

North Florida is favored to beat Citadel at UNF Arena on Saturday (2:00 PM ET), according to Dimers' men's college basketball model.

Our Citadel vs. North Florida prediction gives the Bulldogs a 63.7% chance of winning, but the latest odds suggest there's betting value on Citadel to cover at +3.5.

Citadel vs. North Florida key predictions

• Predicted score: North Florida 79-75 Citadel
• North Florida win probability: 63.7%
• Citadel win probability: 36.3%
• Citadel +3.5 spread: 55.5% cover probability
• Under 154.5 points: 50.1% probability

Our men's college basketball predictions project each team's final score using offensive and defensive efficiency, recent performance, long-term trends, and matchup-specific factors.

We calculate win, spread, and total probabilities based on these projections and historical CBB scoring patterns, then compare them with the latest odds to find betting value.

Citadel vs. North Florida odds

Here are the best available odds across the moneyline, spread, and total points markets we track.

• Citadel moneyline: +160 (BetRivers)
• North Florida moneyline: -180 (DraftKings)
• Citadel +3.5: +102 (BetRivers)
• North Florida -3.5: -125 (BetRivers)
• Over 154.5 points: -109 (BetRivers)
• Under 154.5 points: -110 (Caesars Sportsbook)

Odds are subject to change and may vary by location.

Citadel vs. North Florida pick: Citadel +3.5 (+102)

Our model makes North Florida the likelier winner, but our best value bet is the Ospreys to cover the +3.5 spread at +102 on BetRivers.

Those odds give Citadel an implied cover probability of 49.5%, while our model puts it at 55.5%.

That's a 6.0% edge, the largest across the moneyline, spread, and total points markets.

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• Best bets across the moneyline, spread, and total points markets
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Citadel vs. North Florida game details

• Matchup: Citadel Bulldogs vs. North Florida Ospreys
• Date: Saturday, November 14, 2026
• Time: 2:00 PM ET
• Venue: UNF Arena

About this prediction

This preview uses predictions from our men's college basketball models, presented through a template written by our editorial team. Matchup details fill in automatically.

Predictions are estimates, not guarantees, and can change as new information comes in, such as injury news or lineup changes. Learn how our predictions work.

Dimers encourages responsible gambling.