Charlotte vs. Indiana State prediction, odds, pick for Nov. 2, 2026

Charlotte is favored to beat Indiana State at Hulman Center on Monday (7:00 PM ET), according to Dimers' men's college basketball model.

Our Charlotte vs. Indiana State prediction gives Charlotte a 72.3% chance of winning, and the latest odds suggest there's betting value on Charlotte to cover at -5.5, too.

Charlotte vs. Indiana State key predictions

• Predicted score: Charlotte 79-73 Indiana State
• Charlotte win probability: 72.3%
• Indiana State win probability: 27.7%
• Charlotte -5.5 spread: 55.2% cover probability
• Under 152.5 points: 50.0% probability

Our men's college basketball predictions project each team's final score using offensive and defensive efficiency, recent performance, long-term trends, and matchup-specific factors.

We calculate win, spread, and total probabilities based on these projections and historical CBB scoring patterns, then compare them with the latest odds to find betting value.

Charlotte vs. Indiana State odds

Here are the best available odds across the moneyline, spread, and total points markets we track.

• Charlotte moneyline: -215 (FanDuel)
• Indiana State moneyline: +200 (BetRivers)
• Charlotte -5.5: -102 (FanDuel)
• Indiana State +5.5: -110 (Caesars Sportsbook)
• Over 152.5 points: -110 (Caesars Sportsbook)
• Under 152.5 points: -106 (FanDuel)

Odds are subject to change and may vary by location.

Charlotte vs. Indiana State pick: Charlotte -5.5 (-102)

Our model makes Charlotte the likelier winner, and our best value bet is Charlotte to cover the -5.5 spread at -102 on FanDuel, too.

Those odds give Charlotte an implied cover probability of 50.5%, while our model puts it at 55.2%.

That's a 4.7% edge, the largest across the moneyline, spread, and total points markets for this game.

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Charlotte vs. Indiana State game details

• Matchup: Charlotte 49ers vs. Indiana State Sycamores
• Date: Monday, November 2, 2026
• Time: 7:00 PM ET
• Venue: Hulman Center

About this prediction

This preview uses predictions from our men's college basketball models, presented through a template written by our editorial team. Matchup details fill in automatically.

Predictions are estimates, not guarantees, and can change as new information comes in, such as injury news or lineup changes. Learn how our predictions work.

Dimers encourages responsible gambling.